This is the part of my website where I “disclose” that http://www.killmybadcredit.com as an online affiliate marketer, this website contains some affiliate links (shocker, I know!). This means that whenever someone purchases or apply for a product/service/offer through an affiliate link, I receive a small commission from that sale as a thank you from that product/service/offer’s publisher for sending that traffic to them. This is one of the ways in part how I support this website and myself financially.
Virtually every offer which I promote carries a 3 day right to cancel/full money back guarantee on it, so you are always welcome to cancel or get your money back in full if you are anything less than satisfied with your results with anything you purchase or apply for through an affiliate link on this site.
Yes, this ALSO means that if you purchase something and then return it or cancel, I lose that commission just as fast. Therefore it’s always in my best interest as well as yours that I promote only the highest quality products and services on this site so that you’re happy and I’m happy.
Additionally, I will NEVER promote anything on this site which I don’t personally investigate myself. I recommend that you always do your own research and exercise your own due diligence before making a purchase or applying for any service, as well.
that "We", "Us" and "Our" as used throughout this policy statement refer to www.killmybadcredit.com.
At www.killymybadcredit.com your privacy is important. We want to make your experience using our website enjoyable, educational, and rewarding. We want you to know how information is collected about you and how it is used while you are visiting the site, after you have left the site, made a purchase, or subscribed to a newsletter or requested or allowed further contact.
By using this website, you agree to the collection and use of personally identifiable information. Depending on whether you are a casual visitor, or order a product or service, or become a member, affiliate, or joint venture partner as the result of a visit to this website, various types of information are collected that may include your name, your email address, street address, telephone number, credit card information, shipping information, as well as internal information about your computer, including internet service provider routing information.
Here is how we use this information and how you authorize us to use this information by using this website and how this website interacts with your computer.Personal Information That Introduction Registration
However, in instances where www.killmybadcredit.com and a partner jointly promote Services, we may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Services as a result of the joint promotion for the purpose of offering you other Products and Services.
In this instance personal information may not be used by the partner for any other purpose. We may also generate non-identifying and aggregate profiles from personal information Members provide during registration (such as the total number, but not the names, of Members). As explained in more detail below, we may use this aggregated and non-identifying information to sell advertisements that appear on the Services.
Also, with purchases, we may supply our member's contact information, to our business partners, who may then contact the member by telephone or mail after the member purchase. Sales proceeds may be collected by that business partner. We also may supply other companies with contact information for mail offers we believe would be of interest to our members, with or without compensation from those companies. At times we may send an advertisement for a third party product, where we collect the sales proceeds, and forward the purchaser's information to that third party.
Our www.killmybadcredit.com Partners and Sponsors: Some products and services may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide Visitors and Members some of these products and services, the partner may need to collect and maintain personal information.
Online Shopping: At some Web sites, you can purchase products and services or register to receive materials, such as a newsletter, catalog or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient's name, address, and phone number. www.killmybadcredit.com has no control over the third parties' use of any personal information you provide when placing such an order. Please exercise care when doing so.
If you order services or products directly from www.killmybadcredit.com , we use the personal information you provide to process that order. We do not share this information with outside parties that we do business with.
Online Advertisements: Our website may display our online advertisements. In those cases we share information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture partner tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the information we have collected, we may then display or send the advertisement to the intended audience. www.killmybadcredit.com does share personal information about its Visitors or Members with these advertisers or joint venture companies.
Responses to Email Inquiries: When Visitors or Members send email inquiries to our website, the return email address is used to answer the email inquiry we receive.
Voluntary Customer Surveys: We may periodically conduct both business and individual customer surveys. We encourage our customers to participate in these surveys because they provide us with important information that helps us to improve the types of products and services we offer and how we provide them to you.
We may take the information we receive from individuals responding to our Customer Surveys and combine (or aggregate) it with the responses of other customers we may have, to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). We then use the aggregated information to improve the quality of our services to you, and to develop new services and products. This aggregated, non-personally identifying information may be shared with third parties.
Special Cases: It is www.killmybadcredit.com's policy to use or share the personal information about Visitors or Members in ways described herein without additional notice or means to opt out or otherwise prohibit such unrelated uses.
Also, we may disclose personal information about Visitors or Members, or information regarding your use of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Services properly; or to protect [www.killmybadcredit.com and our Members.
"Cookies" and How Advertisers and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility for information collected through them.
Our Web Sites’ Commitment to Children's Privacy. Protecting children's privacy is especially important to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, we restrict our Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Public Forums: Please remember that any information you may disclose in any Member Directory, or other public areas of our Web sites or the Internet, becomes public information. You should exercise caution when deciding to disclose personal information in these public areas.
www.killmybadcredit.com's Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.
Revisions to This Policy: www.killmybadcredit.com reserves the right to revise, amend, or modify this policy, our Terms Of Service agreement, and our other policies and agreements at any time and in any manner, by updating this posting. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes.
wwwkillmybadcredit.com is owned by:
Coleman's Independence Institute, P.O. 46, Atlanta, Texas 75551USA
April 24, 2014