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1. DESCRIPTION OF SERVICES. Beginning on _____/_____/20____, Services Provider will provide the following services (collectively, the "Services"): Credit Report Evaluation, Credit Score Evaluation and Credit Report and Score Consulting Services.

2. PAYMENT FOR SERVICES.Client will pay compensation to Services Provider for the Services in the amount of $_597___ single or $_797____ dual/couple.

3. TERM/TERMINATION. This Agreement shall terminate automatically on the 1^st year anniversary of this contract.

4. WORK PRODUCT. Services Provider does not make any claims as to guarantee of the end result of the services provided. Each Client can expect different results. Client will be provided with a Financial Plan for purposes of Credit Scoring. Services will be deemed rendered within the same day of execution of this contract. Client can choose to retain Service Provider for up to 1 year after the execution of this contract at no additional cost.

5. CONFIDENTIALITY.Services Provider will not at any time or in any manner, either directly or indirectly, use for the personal benefit, or divulge, disclose, or communicate in any manner any information that is proprietary to the Client. Services Provider will protect such information and treat it as strictly confidential. This provision shall continue to be effective after the termination of this Agreement

6. REPRESENTATION.Client agrees to allow Services Provider to represent Client for the purpose and only the purpose of disputing erroneous entries on their Credit Report as stated in Fair Credit Reporting Act.

The Client is not currently nor intends to become an Provider for the United States government, or any related corporate body-political government entity or instrumentality, including, without limitation, the Federal Reserve Bank, U.S. Postal Service, Department of Immigration and Naturalization, Internal Revenue Service, Department of the Treasury, Federal Bureau of Investigation, Bureau of Alcohol, Tobacco and Firearms, Central Intelligence Agency, a law enforcement officer, a "U.S. Citizen" domiciled in the District of Columbia, or a "U.S. Resident" in a State of the United States;

7. ENTIRE AGREEMENT. This Agreement contains the entire agreement of the parties, and there are no other promises or conditions in any other agreement whether oral or written.

8. APPLICABLE LAW. This Agreement shall be governed by the laws of the State of _Texas______

9. PURSUIT OF NEW CREDIT. Client agrees not to apply for credit unless agreed by both parties.

10. UNDERSTANDING. I the Client understand that with proper information I could undertake the same techniques to repair my own credit and am choosing to hire Services Provider to undertake the Services outlined in Section 1 on my behalf.

11. GENERAL. Both parties agree to do everything necessary to ensure that the terms of this Agreement take effect. Neither party shall be considered in default of this Agreement or be liable for damages, for any failure of performance hereunder occasioned by an act of God, force of nature, war or warlike activity, insurrection or civil commotion, labor dispute, transportation delay, governmental regulatory action whether or not with proper authority or other cause similar or dissimilar to the foregoing and beyond its reasonable control, provided the party so affected gives prompt notice to the other. No statement or inducement with respect to the subject matter by either party or by any agent or representative of either party which is not contained in this Agreement shall be valid or binding between the parties. The parties are independent contractors, and nothing in this Agreement shall be deemed or construed to create, or have been intended to create a partnership, joint venture, employment or agency relationship between the parties. Each party agrees that it neither has nor will give the appearance or impression of possessing the legal authority to bind or to commit any other party in any way except as provided in this Agreement. This Agreement has been fully reviewed and negotiated by the parties. Accordingly, in interpreting this Agreement, no weight shall be placed upon which party or its counsel drafted the provision being interpreted. No provision of this Agreement may be modified, waived or amended except by a written instrument duly executed by each of the parties. Any such modifications, waivers or amendments shall not require additional consideration to be effective. Any failure on the part of either party to insist upon the performance of this Agreement or any part of this Agreement shall not constitute a waiver of any right under this Agreement. All of a party's rights and privileges, to the extent they are fairly attributable to events or conditions occurring or existing on or prior to the termination of this Agreement, shall survive termination and shall be enforceable by such party and its successors and assigns. If, for any reason, any provision of this Agreement is held invalid, all other provisions of this agreement shall remain in effect. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa.

Client

Type Name: ___________________________________________________

Signature: ____________________________________________________

Date: _____/_____/20___

Application

Name: ____________________________________________________

Address: __________________________________________________

__________________________________________________

City, State, Zip: _____________________________________________

Telephone: H ______________________

Work ______________________

Cell ______________________

SS#: _______________________________

DOB: _______________________

DL#: _________________ State: _____________

Valid eMail: ______________________________

Where were you born?________________________

Any Car loans in the last 4 years? ____yes______no

If yes, with whom?_____________________________

What was or is yor monthly note?____________________

Do you have or have you had a mortgage in the past few years?______yes_____no

If yes, with whom?___________________________________

How much was/is your monthly payment?____________________________

Please attach the following documents:

Tri-Merge Credit Report

Copy of Drivers License

Copy of a utility bill in your name

Signed Agreement

Completed Application

Payment

Name on Card (if different): ________________________________________

Account #: _____________________________________

CVV# (required): _______________

Expiration Date: _____________________

Billing Address:

______________________________________________________________________

(address where your credit card statements are mailed)

PLEASE SELECT ONE